Dear Subscriber,

We are delighted to welcome you to a new article in our weekly blog. Over the past two months, we have tried to fulfil the program as much as possible and implement our plans for integrating our service into various popular e-commerce systems.

Today, our list of tools includes integrated modules for credit payments through:

• Woo Commerce
• Magento
• PrestaShop
• Open Cart
• CS-Cart
• Zen Cart
• osCommerce
• JO1N API’s

Why so many integrations?

 The increasing popularity of consumer credit online purchases is growing at a rate of 39% a year according to Finder (2020), with market share set to double by 2023. Thus, the shift to digital space is inevitable in the mid-term, which at its core includes integrations with established e-commerce platforms. Attempting to offer the cheaper credit option for the buyer and SME business at the same, time requires a robust business model and deep expertise in dealing with merchants of such size and tested MVP. With our traction of processing more than $630M+ in 2020, covering local business operations from household appliances to sporting goods and electronics. We are confident in entering the digital space field to bring that point of sales multi-bank tool to the UK and EU clients, so both buyers and local businesses could benefit.

 Why JO1N?

As we already wrote in our last article “10 Reason to love JO1N”, there are many reasons to start working through our platform, in turn, the main ones are:

          JO1N is a multi-lender solution  Incumbent institutions lend from their funds from their books, thus willing to lend customers at higher rates and charge shady late fees . In contrast, JO1N connects retailer to multiple lenders seamlessly. The more lenders, the higher chances for individual approval rate & better MDR fees for retailers. Ensuring that you get the best fee possible while financing the transactions of your customers & near to instant approval for your customers. With multiple lenders competing for the business, JO1N can increase your chances of getting the best deal and bringing tangible value.

          Single consumer ID  Not every buyer is willing to commit itself to a specific solution. To keep their options open JO1N increases seller’s chances of buyers being able to obtain finance and checkout successfully and (drum rolls ) smoothly reuse those details at the following checkout. One ID, many offers, right at the point of need.

          Multi-product  Yes, indeed, JO1N is capable of offering flexible solutions which suit your business needs, be it short-term BNPL payment, long-term interest-free or credit financing. 

          Cheaper, cheaper and cheaper, again.  A mission is to unite the fragmented POS finance market into one manageable lending stack tool accessible to small and media UK enterprises, and that is our company DNA. JO1N is here for a long time, our fee structure may vary depending on the product, however, we are ready to beat the majority of the fee offerings. Heard of the “found cheaper and we will match” approach? This is what we stay for.

When can I JO1N?

JO1N us on our journey and sign up to the mailing list to learn about our progress. Currently, we’re progressing with the integration of the top lenders to our platform and plan to open the doors to buyers and sellers in the next following months.

Join us and let’s skyrocket together!  ‍