JO1N

Why it’s important to offer financing? When you offer to finance – also known as payment options – to your customers, you are meeting their expectations. That’s because payment options are an integral part of every shopper’s experience. Whether you are shopping at a big box store or the mall, retailers are giving their shoppers […]

Article takeaway: the financial industry must understand that poverty is a fact, not every customer is within the prime category, and the key focus should be on understanding the core audience Starting from the 2000s, when the world started digitalising, discussing financial inclusion has become a cliché. Financial inclusion is about accessibility, we hear. So […]

The term ‘embedded lending (A.K.A consumer finance or BNPL) is referring to the solution that is integrated into the merchant’s sales processes which allow buyers to take home their purchase but pay for it over time.         In the past, the “Pay later” payment option typically referred to credit […]

On the verge of the battle between the giants, MasterCard has recently announced its expansion into BNPL products. It’s clear and obvious that despite being the infrastructure company, often working at the back, the company is slowly gliding out of the back-end targeting companies that a regular user is familiar with. FinTech’s, but not really, […]

Consumer finance is a subject that everyone has already faced or will soon face as an introduction to the subjects of personal finance and financial wellness. Nowadays, cheap, low-risk and household products-based loans (think of Klarna or Zip) are something that introduces first-time users to the world of lending and leads customers to more complicated […]